How do Singapore business grant claims work?

The short answer

Enterprise Singapore's three former grants paid after the fact: your company paid the project costs first, then claimed with invoices, proof of payment and proof of delivery. Payment followed claim approval. Each grant set its own deadline and evidence list.

Last reviewed: 12 October 2026. Official sources: the Business Grants Portal FAQ, Enterprise Singapore and the GoBusiness grants FAQ.

Which claim rules apply after 29 September 2026

• The schemes that closed: the Enterprise Development Grant (EDG), the Market Readiness Assistance (MRA) Grant and the Productivity Solutions Grant (PSG) ceased on 29 September 2026, and the EDGE Grant opened on 30 September 2026 (EDGE Grant page, as of October 2026). On this page, "Enterprise Singapore's three former grants" means EDG, MRA and PSG.
• Projects already approved: Enterprise Singapore says ongoing EDG, MRA and PSG projects "will continue to be processed", and that claims may be submitted on the Business Grants Portal (BGP) upon project completion (EDG page, as of October 2026).
• EDGE claims: as of October 2026, the EDGE Grant page says support is paid on a reimbursement basis. The EDGE activity pages we read set out claim steps, and the steps differ in places between pages (one EDGE activity page, as of October 2026).
• Where claims are filed: as of 12 October 2026, the Business Grants Portal page at apply.gov.sg offered two log-ins, "BGP" and "BGP 2.0". It listed EDG, MRA and PSG under the BGP log-in, and the Business Adaptation Grant (BizAdapt) and the EDGE Grant under the BGP 2.0 log-in.
• Who files: MRA required submissions through the company's own staff (MRA FAQ). On BGP 2.0, only the Preparer and Acceptor can submit forms such as claims (BGP 2.0 FAQ). Both are company roles in Corppass, the company login the portal uses. The EDG and PSG pages we read did not say who could file a claim. Our portal guide covers roles and screens.
• Third parties (EDGE): the EDGE activity pages we read say: "Third-party companies are not permitted to apply for or manage the grant on behalf of the applicant company." (one EDGE activity page, as of October 2026). The EDGE Grant FAQ says: "Application/ claim submission and payment must not be made by vendors or third parties on behalf of the Company." (EDGE Grant FAQ, as of October 2026).

The rules below are what Enterprise Singapore's pages said for each scheme, as of October 2026. If you hold an approved project, your Letter of Offer, the offer document you accepted on the portal, is the final word on your dates and documents. For an EDGE project, check your Letter of Offer and your own EDGE activity page.

Pay first, claim after

Under Enterprise Singapore's three former grants, the company paid the costs first, and the grant paid out only after the claim was approved. As of October 2026, the BizAdapt FAQ and the EDGE Grant page state a reimbursement basis too. The EDGE Grant page says claims can be submitted "once the activity is completed and full payment has been made." The EDGE Grant FAQ adds that "claims can only be submitted from" a date it sets by activity (EDGE Grant FAQ, as of October 2026).

EDG

As of October 2026, the EDG page and the EDG claims checklist said:

• Pay first: "EDG projects are supported on a reimbursement basis." The audit verified that expenses "had been duly paid".
• When a claim could be filed: when all project deliverables had been achieved.
• Number of claims: the EDG page we read did not state a number.

MRA

As of October 2026, the MRA claim instructions, MRA page and MRA FAQ said:

• Pay first: "MRA projects are supported on a reimbursement basis."
• When a claim could be filed: after the audit was complete, by the deadline in the Letter of Offer.
• Number of claims: "only a single and final claim".

PSG

As of October 2026, the PSG page and the PSG FAQ said:

• Pay first: the company had to have paid for the solution in full. "Disbursements can only be made after the claims have been approved."
• When a claim could be filed: once the solution "has been deployed and installed for at least 30 days".
• Number of claims: "There can only be one claim per approved application."

What about an advance?

The BGP 2.0 FAQ names a "Cash Advancement" form. Asked whether the EDGE grant can be provided on a cash advancement basis, the EDGE Grant FAQ says: "No. The EDGE grant is administered on a reimbursement basis" (EDGE Grant FAQ, as of October 2026). Ask the agency that runs your grant before you plan cash around an advance.

Evidence to keep

No official page we read gives one claim evidence list that covers every scheme. Each scheme set its own. For MRA, the claim guide pointed to the Letter of Offer for the documents. Our suggestion: read your Letter of Offer first.

EDG

As of October 2026, the EDG page and the EDG claims checklist listed:

• Invoices and contracts: a signed quotation showing the acceptance date, and third-party invoices.
• Proof of payment: bank advice showing payer and payee details.
• Proof of delivery: documentation of the deliverables, and proof of completed work by consultants and vendors, such as a delivery order, completion report, service completion form or acceptance-test sign-off.
• Checks: an auditor from Enterprise Singapore's pre-qualified panel, selected during final claim submission, unless the company was exempted. A site visit or presentation meeting could be arranged.
• Other rules: the expenses in the claim summary, excluding Goods and Services Tax (GST), had to match the supporting documents.

MRA

As of October 2026, the MRA page and the MRA claim instructions listed:

• Invoices and contracts: contracts signed and dated, and invoices addressed to the applicant company.
• Proof of payment: bank records showing both parties' account names and numbers, including for payment methods such as PayNow. Payments on a personal credit card had to be reimbursed by the company. Cash payment was discouraged.
• Proof of delivery: the project deliverables as stated in the Letter of Offer.
• Checks: "All MRA claims are subject to audit." The claim carried the audit report and a statement of claim endorsed by the auditor. Enterprise Singapore could ask for originals or certified true copies for sample checks.
• Other rules: GST and incidental costs had to be left out.

PSG

As of October 2026, the PSG page and the PSG FAQ listed:

• Invoices and contracts: an invoice billed by the approved vendor and addressed to the company's registered name, as shown in its Accounting and Corporate Regulatory Authority (ACRA) Bizfile record.
• Proof of payment: proof of full payment, such as bank statements or transfer advice, showing payer, payee, payment date, amount and approval status.
• Proof of delivery: for a software solution, a usage report showing at least one month of use. A clear photo of the software licence number or the equipment serial number.
• Checks: not stated on the pages we read.
• Other rules: only costs for the pre-approved package in the Letter of Offer were supported.

EDGE

As of October 2026, one EDGE activity page and the EDGE claim document list, updated 1 September 2026, say:

• Invoices and contracts: the full tax invoice, showing both company names, the item details, and the invoice date and amount. A purchase order or signed quotation or contract, "if applicable", showing both names and the quoted amount.
• Proof of payment: all project expenses paid in full before submitting, and proof of payment for all of them, including proof of reimbursement where the company did not pay directly. A full bank advice or statement, exported unedited from desktop internet banking. An official receipt from the vendor. The list does not say whether every row applies to every expense.
• Proof of delivery: all project deliverables completed as stated in your Letter of Offer.
• Checks: On some EDGE activity pages we read and not on others, the company selects an audit firm from Enterprise Singapore's Panel of Auditors, Enterprise Singapore's list of audit firms, and signs the audit engagement letter, the letter the company signs to engage the audit firm, before submitting. On those pages, the claim is assessed only after the audit.
• Other rules: foreign-language documents need an English translation, and only expenses approved in the Letter of Offer can count towards support.

Evidence is easier to keep when the plan names it. The Grant Project Planner turns a few short answers into a draft project brief in about three minutes. It is free, with no documents or login.

Timeline

Each scheme's deadline and payment time are below. Our portal guide covers the claim screens.

EDG

• Claim deadline: "no later than six months from the end of the project qualifying period" (EDG page, as of October 2026). The project qualifying period is the project's approved start and end dates. The Letter of Offer set the exact date.
• Extending it: by a change request, which asks the agency to approve a change after the offer is accepted (GoBusiness FAQ).
• If it passes: the EDG page did not say. The general Business Grants Portal FAQ on GoBusiness says: "If you miss the claim due date, your claims will lapse."

MRA

• Claim deadline: within 3 months of the end of the project qualifying period (MRA FAQ, as of October 2026).
• Extending it: by change request, but not once the claim had lapsed (MRA change request guide).
• If it passes: Enterprise Singapore said it reserved the right to refuse payment.

PSG

• Claim deadline: the claim due date in the Letter of Offer, "the last date for PSG claim submissions" (PSG FAQ, as of October 2026).
• Extending it: one extension only, submitted before the due date. The FAQ advised extending early.
• If it passes: no claim could be submitted, and the due date could not be extended.

BizAdapt

• Claim deadline: within 3 months of the end of the project qualifying period (BizAdapt FAQ, as of October 2026).
• Extending it: by change request, before the project end date (BizAdapt FAQ, as of October 2026).
• If it passes: the BizAdapt FAQ says Enterprise Singapore "reserves the right to refuse payment".

EDGE

• Claim deadline: the EDGE activity pages we read say: "Claims must be submitted before the claim due date" (one EDGE activity page, as of October 2026). On some EDGE activity pages we read and not on others, the claim must be submitted within 14 working days of signing the audit engagement letter.
• Extending it: by change request. The EDGE Grant FAQ says: "Businesses may submit a one-time claim extension before the due date expires." (EDGE Grant FAQ, as of October 2026).
• If it passes: the EDGE Grant FAQ says: "If you miss the claim due date, you will not be able to submit a claim" (EDGE Grant FAQ, as of October 2026).

When the money arrives

As of October 2026, the EDG page, MRA page, PSG page and PSG FAQ each gave a payment time counted from claim approval: about 14 working days by PayNow Corporate (the EDG page said "within 14 working days after approval of claims"), and up to eight weeks by GIRO. These are two bank payment methods.

The EDGE activity pages we read give their own times, as of October 2026: "14 working days after claim approval" by PayNow Corporate, and up to eight weeks by GIRO. The company receives an email notification when the claim is approved (one EDGE activity page).

An undated Business Grants Portal FAQ on GoBusiness gives a different figure, as of October 2026: "Claim disbursements take up to 4-6 weeks to process." (GoBusiness FAQ). No official page we read says how long it takes from submitting a claim to its approval.

SkillsFuture Enterprise Credit (SFEC)

For SFEC-supported programmes under EDG, MRA or PSG, the EDGE Grant FAQ says employers must submit final claims by 30 November 2026 (EDGE Grant FAQ, as of October 2026).

Common delays

These are the causes of delay or rejection that official pages named, as of October 2026. We have not added any from experience.

Missing or incomplete documents

The EDG claims checklist warned: "Failure to provide the required supporting documents may result in delays and/or rejection of your claim." The EDGE activity pages we read say: "Ensure all documents are clear and complete, as incomplete submissions may result in delays or rejection." (one EDGE activity page, as of October 2026).

A project change made without a change request

The MRA page said a change after the project started needed a change request, and that "Failure to do so may cause delays during the claim process subsequently." The BizAdapt page says the same, as of October 2026.

A vendor or package change after approval

The PSG FAQ said: "No changes to vendor/solution package are allowed after application is approved." A company wanting a new vendor had to terminate the application and submit a new one before paying. "Otherwise, your claims may be rejected subsequently." The EDGE Grant FAQ says no new application is accepted under EDG, MRA or PSG after 30 September 2026 (EDGE Grant FAQ, as of October 2026). We found no official rule on what a PSG project still running can do instead of reapplying.

Costs outside the approved package or quotation

PSG supported only expenses for the pre-approved package in the Letter of Offer (PSG FAQ). For MRA, the FAQ said: "All qualifying costs will be based on the quotation submitted during application stage."

Not responding, or not finishing the claim in time

The EDG claims checklist said: "In the event of company unresponsiveness or failure to complete the claim within the stipulated timeline, Enterprise Singapore reserves the right to withdraw the claim and/or refuse to make payment". This wording comes from the EDG checklist only.

No PayNow Corporate or GIRO set up

The EDG, MRA and PSG pages each said: "In the event that no PayNow Corporate or GIRO has been set up, we are unable to disburse the claim." The EDGE activity pages we read say the same (one EDGE activity page, as of October 2026).

The company stopped meeting the scheme's criteria

The PSG FAQ said project claims would not be supported if the company no longer met the eligibility criteria after approval. As of October 2026, the EDGE activity pages we read say the grant's criteria apply until the claim is submitted, and that a claim will not be supported if the company stops meeting them at any point during the project (one EDGE activity page).

Claim evidence is a planning question

Why not keep it all in-house? The costly problems start before the claim. What costs money is evidence that does not exist when the claim is due: a missing sign-off, an invoice to the wrong name, or a change made without approval. So outside help, if you use any, belongs in the plan, not the paperwork.

Our suggestion, not an official rule:

1. Map each deliverable in your Letter of Offer to a milestone.
2. Agree, before work starts, which acceptance document the vendor gives at each milestone: a completion report, a service completion form or a sign-off.
3. Agree the invoice terms: your registered company name, the approved vendor, and itemised amounts that match your claim.
4. Pay by bank transfer from the company account, and keep the bank advice.
5. Before you change anything, check which route your grant allowed: a change request for EDG and MRA; for PSG, see "A vendor or package change after approval" above. The EDGE Grant FAQ allows change requests only for the project end date and the claim due date, and says that for other changes, businesses should terminate the project and submit a new application (EDGE Grant FAQ, as of October 2026).
6. Keep one folder per deliverable, and fill it as you go.

Our view: the evidence a claim needs is set when the project is planned, not when it ends. If each deliverable has a folder, an owner and a finish date from day one, the claim is a matter of handing over what you already kept.

Plan it free first. Our Grant Project Planner asks a few short questions about your business and the bottleneck you want to fix, then gives you a draft project brief on screen in about three minutes. No documents, no login.

Want us alongside you? If the project spans several systems or vendors, or you would rather not run the project alone, tell us about it and check if we're a fit. We look up your company before we reply, and we reply within one working day, Singapore time. If you know something is wrong, but not yet what to fix, a Blueprint is a paid diagnosis that ends with a costed plan.

Grant outcomes are decided only by the agency that runs the grant.

Admiral Systems is not associated with any government agency. This page is our understanding of the official guidance, not professional advice. For the official answer, read the Business Grants Portal FAQ.